Avoid the Pitfalls: Risk Essentials for Real Estate Agents
From tenant injuries to contract disputes, real estate professionals face unique risks. Learn the common causes of PI claims and what your business can do to stay protected.
Landlord Insurance
What It Really Costs to Be an Aussie Property Investor
Rental income isn’t everything—budget for maintenance, insurance, vacancies, council rates, and more to manage property wisely.
Covering Your Bases When Hiring from Overseas
Seasonal help is essential, but so is compliance. Here’s what to know about hiring migrant and casual workers for your farming operations legally and safely—and how insurance fits into the picture.
Why LA’s Wildfires Matter for Aussie Businesses Like Yours
The LA wildfires cost $450B, but only a fraction of properties was insured. This could push Aussie insurance premiums even higher. Here’s what SMEs can do to prepare for rising costs and risks.
Terrorism Insurance: Do You Need It for Your Property?
When it comes to protecting commercial property, terrorism insurance might not be the first thing on your mind, but it’s an important aspect to consider. The Australian Terrorism Insurance Act of 2003 mandates coverage for “declared terrorist incidents”, ensuring businesses are protected from financial losses following an attack. This law addresses global terrorism risks, offering another layer […]
Flood Risks are Rising. Is Your Home Insured Against Damage?
Flooding is a major and worsening risk for many Australian property owners. Recent findings from Monash University reveal that 370,000 homes and 120,000 commercial properties face a 1% annual risk of flooding. That translates to a significant number of properties at risk. Plus with climate change, these risks are expected to rise even further. Whether you’re a […]
5 Insurance Claims Aussie SMEs are Most Likely to Make
Find out about the five most common claims Aussie SMEs make on their insurance and how your business can reduce your risks. Protect your SME with better risk management & the right insurance coverage.
Nurturing Growth: Tackling Underinsurance in Agriculture
Fire and flood catastrophes can often alert farmers they’re underinsured. It can often hit as a double shock. Not having the right level of coverage is more common than you might think. For example, up to eight in 10 bushfire-affected properties may be underinsured, according to the Insurance Council of Australia. Why are farms underinsured? […]
Proactive Measures: Latent Defects Insurance Insights
NSW is looking to make latent defects insurance (LDI) compulsory for high-rise residential buildings by 2028. This transformative move has been described as a “game changer” by insurance law firm Wotton + Kearney. Read on to find out more about latent defects insurance and the mooted changes in NSW. The Building Compliance Crisis Industry commentators argue […]
Misconceptions about Landlord Insurance Debunked
Australia has about three million rental homes and about 1.7 million landlords, according to University of Sydney research . About one in three landlords own more than one property. But despite their numbers, plenty of misconceptions abound about landlord insurance. This article covers the main four ones. Not tenanted? You should still insure it Typically, a landlord policy will […]